Roofing Financing Options
A new roof shouldn't have to wait because of timing. Flexible financing is available on approved credit — including 0% for 12 months.
Financing Plans
0% for 12 Months
No interest if paid in full within 12 months. Available on approved credit. Ideal for homeowners who want to spread payments without carrying interest.
On a $12,000 roof: ~$1,000/month for 12 months, $0 interest if paid on time.
Extended-Term Plans
Lower monthly payments spread over longer terms. For larger projects — full roof + siding + gutters — extended financing keeps monthly costs manageable.
Terms and rates vary based on credit approval. Ask Luis for current options.
Insurance + Financing
If insurance covers your roof but not upgrades (metal, premium shingles, gutters), financing can bridge the gap between what insurance pays and what you want.
Many homeowners finance only the upgrade portion while insurance handles the base replacement.
Estimated Payment Examples
These are rough illustrations only. Your actual rate and terms depend on credit approval. Ask Luis for a written financing disclosure before signing anything.
| Project | Estimate | 0% / 12 mo. | 60-mo. est. |
|---|---|---|---|
| Asphalt roof (average home) | $12,000 | ~$1,000/mo | ~$240/mo |
| Roof + gutters | $15,000 | ~$1,250/mo | ~$300/mo |
| Roof + siding bundle | $28,000 | ~$2,333/mo | ~$560/mo |
| Metal roof | $22,000 | ~$1,833/mo | ~$440/mo |
60-month estimates assume approximately 9.99% APR for illustration only. Actual rate depends on creditworthiness and lender terms.
Ready to Move Forward?
Talk to Luis about your project and financing options. He'll walk you through what's available and help you pick a payment plan that fits your situation — no pressure.
Questions About Financing?
Luis will walk you through the options on your free estimate call — no pressure, no confusing terms.
Call (320) 523-6743