Twin Cities Storm Damage Roofing — Free Hail Damage Inspection
We handle the inspection, claim filing, adjuster meeting, and restoration — you shouldn't have to fight your insurance company alone.
What Hail Damage Looks Like
Most homeowners can't spot hail damage from the ground. Here's what Luis looks for on every inspection.
This Is What Luis Sees — and Documents — on Every Storm Damage Inspection
Our 7-Step Insurance Claim Process
We handle every step — you just make the final decision.
Free Inspection
Luis inspects and documents all damage with photos — roof, flashing, gutters, vents. You get a complete picture of what happened.
Claim Filing
We help you file with your insurance carrier — we know what documentation they need and how to present it clearly.
Adjuster Meeting
Luis meets your adjuster on-site with our documentation. Having the contractor there makes a real difference in scope agreement.
Scope Agreement
We review the adjuster's scope to make sure nothing was missed — every damaged component should be in the payout.
Supplement if Needed
If the initial payout is short, we file a supplement. This is more common than most homeowners realize — we handle it.
Materials Ordered
We order manufacturer-certified materials — GAF, Owens Corning, or CertainTeed depending on your roof and HOA requirements.
Installation & Warranty
The crew installs while Luis supervises on-site. You get a written workmanship warranty plus the manufacturer's material warranty.
Local Contractor vs. Storm Chaser
After a major storm, out-of-state storm chasers flood the area. Here's what to watch for.
| Northern Forge | Storm Chaser | |
|---|---|---|
| Who shows up | The owner + consistent local crew | Different crew each job, often from out of state |
| Warranty | Honored locally — call Luis directly | Company may be gone next season |
| Documentation | Xactimate-ready, photo documented, adjuster meeting included | Varies widely |
| License | MN Licensed BC809688 | Often unlicensed in MN |
| After the job | Luis is 20 minutes away if anything comes up | Good luck finding them |
We've Worked With These Carriers
We know what each carrier needs and how to document your claim for the best outcome.
Don't wait — storm damage gets worse every season.
Luis inspects, documents, and advocates for your full insurance payout. Free inspection, no obligation.
Schedule My Free InspectionStorm Damage Questions
Most homeowner's insurance policies cover hail damage — whether your claim is approved depends on the age of your roof, your policy, and the documentation quality. We help you understand what to expect before you file.
For a covered claim, most homeowners receive enough to cover full roof replacement minus their deductible. We advocate at the adjuster meeting to make sure nothing is left out of the scope.
Weather-related claims (hail, wind) typically have less impact on premiums than at-fault claims. Ask your agent — we can also help you evaluate whether filing makes sense before you do.
Most policies require filing within 12 months of the storm date. Don't wait — documentation quality decreases as damage is exposed to weather. Call us soon after the storm so we can document everything properly.
If there's active water intrusion, yes — and we can help arrange emergency tarping. Call (320) 523-6743 and we'll assess the situation quickly.
Yes — you are not required to use whoever your insurance company suggests. You have the right to choose a licensed local contractor. Don't let anyone pressure you otherwise.
We review the adjuster's scope and file a supplement if anything was missed or underpaid. This happens more often than homeowners realize — we know what to look for.
Document obvious damage with photos if safe to do so from the ground, then call us for a free inspection. Do not climb on the roof — let Luis assess it safely with the right equipment.